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Permanent Insurance Permanent life insurance refers to a type of policy that is any other form of life insurance other than a term life insurance policy. Most of the time, permanent life insurance policies are whole life insurance policies. These policies will build a cash value over time. The benefit of permanent life insurance is that the insurance is with you for your entire life. You do not have to worry about your policy running out after twenty or thirty years. Even when you enter retirement and beyond, with permanent life insurance policies, you will be covered. Keep in mind, though, that permanent life insurance policies are typically more expensive than term insurance policies, since no matter what you will be cashing in the policy someday. If you are in a position to pay the higher premiums, then you should consider shopping for permanent life insurance to cover your family when you pass away. More Glossary Terms Explained here |
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